Understand your benefits
Review your FMP benefits information and the care you need. FMP generally covers eligible care overseas related to a VA-rated, service-connected disability.
FMP information
Your FMP questions. A clearer starting point.
Information for veterans receiving care outside the United States.
Foreign Medical Program
Care abroad. Benefits tied to your eligibility.
FMP is a VA program for eligible care outside the United States. It is not general health insurance for every service or every family member.
VA determines coverage. Your benefits information and the care being provided matter. For an individual coverage question, use the official VA guidance or contact VA directly.
Read official VA guidanceThree practical steps
Discuss the visit
Confirm the service, clinician and payment arrangements. Ask who will submit the claim and whether any payment is due from you.
Keep your records
Retain itemized bills and relevant treatment documents. Keep receipts if you paid, and follow VA’s instructions for your claim.
Go to the source
Official tools for the next step.
Get your FMP benefits letter
Use VA’s instructions to find your FMP benefits letter.
VA: get your benefits letterKeep clear billing records
Read VA’s filing instructions and required supporting documents.
VA: filing an FMP claimCare and claim guidance reviewed October 6, 2026. Official VA rules control individual coverage.
Good to know
Your questions, answered.
Is iWellness a VA facility?
iWellness Veterans Center is an independent healthcare provider. We are not affiliated with or operated by the U.S. Department of Veterans Affairs.
Does FMP work like TRICARE or CHAMPVA?
No. These are separate programs with different eligibility and care arrangements. Start with the Coverage page and confirm the rules that apply to your program.
Where do I ask about the clinic’s billing arrangements?
Contact iWellness before your visit. Ask who submits the claim, whether payment is due and how to receive a copy of the itemized bill.
Care starts here.
Take the next step toward your health and well-being.